Home loans fall by a fifth as property market cools - UK

‘The number of mortgage approvals for home purchase plunged 20 per cent between October and November, the leading high street banks said.

The fall took the annual decline to 41 per cent compared with November 2003, according to the British Bankers’ Association.

It said the volume of remortgaging and equity withdrawal also fell, providing more evidence the property market is running out of steam. David Dooks, the director of statistics, said: “Weaker mortgage lending continued the pattern of reduced demand. There’s little to suggest mortgage appetites will change in the near-term, given the noticeable slowdown in the housing market.”’

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