By Jeffrey Strain
The Federal Trade Commission (FTC) has set up a new website (www.AnnualCreditReport.com) where US residents can obtain free copies of their credit reports from the three major credit report bureaus (Equifax, TransUnion and Experian). The FTC site was set up as part of the Fair and Accurate Credit Transactions Act enacted last December. […]
PFBlog (personal finance blog) has these good tips for cutting the cost of your homeowners insurance:
‘1. Raise Your Homeowner’s Insurance Deductible
2. Combine Your Homeowner’s Insurance and Auto Insurance Policies
3. Ask About Other Homeowner’s Insurance Discounts
4. Don’t Buy Homeowners’s Insurance Coverage You Don’t Need
5. Make Your Home a Better Insurance Risk
6. Know What Your Homeowner’s Insurance […]
‘The man known as “Mr. Plastic Fantastic” has great credit. So great, in fact, that it takes a wallet nearly as long as a football field to carry his credit cards.
Walter Cavanagh owns 1,497 valid credit cards (he assumes a card is valid until he hears otherwise) with a potential credit line of about $1.7 […]
‘You wouldn’t agree to an insurance policy, say, without looking over all the paperwork in advance. Or buy a house. Or a car.
It seems only natural that contracts would be available for perusal by all interested parties before any business deal is consummated. Except, that is, where the credit card industry is concerned.
I discovered this […]
‘A STAGGERING 2.6 million people nationwide use 50 per cent or more of their net monthly income to repay their debts, according to research from Debt Free Direct.
The company is warning that many of these people will be facing serious debt problems - possibly bankruptcy - and should be seeking professional advice.
Most of the cash […]
‘Bank Leumi is about to launch a credit card that observes the Sabbath.
The new project, devised jointly by LeumiCard and a group of concerned individuals from the ultra-Orthodox sector, will be unveiled in the next few weeks.
The new card will not useable on the Sabbath, and will only be honored in businesses that themselves are […]
‘The UK FSA has implemented a major change to the way financial advice is given to consumers.
After years of deliberation, the FSA delivered new regulation of the UK financial advice market yesterday. The reforms are designed to make financial advice more available and straightforward for consumers to understand. However the danger remains that customers will […]
‘Even if you’re really determined to learn about personal finance, you probably don’t have the time to read even a fraction of the books published every year about money. I have good news: A lot of them aren’t worth reading.
I know because publishers, bless them, send me review copies every week. I’m sorry to say […]
‘An Englishman’s home is his castle. Now, seemingly, it’s becoming his cash cow for old age too. Indeed, nearly three quarters of homeowners are relying on home equity to fund old age, although half of them will still have a mortgage as OAPs. So says Abbey in a new report.
House prices, for example, have risen […]
‘Beginning today, consumers in Western states are entitled to a free credit report from each of the three major credit bureaus.
But there’s a catch. The only truly free report comes from a government Web site. Most of the commercial sites that distribute “free” credit reports require a credit card — and then will charge a […]