Archive for January, 2005

Ten tips for people retiring in 10 years

‘People expecting to retire in 10 years are frequently behind the eight ball.
Few, say surveys and pundits, have saved enough money to kick back in 2015 and enjoy a life of leisure. But you don’t have to be a procrastinator, sprinting to retirement and hoping against hope to have enough money for cruises and grandchildren.
To […]

Monday, January 31st, 2005

A Consumer’s Guide to E-Payments

Community Dispatch has a great article that gives consumers a guide to making E-Payments - or making online purchases.

‘The Internet has taken its place beside the telephone and television as an important part of people’s lives. Consumers use the Internet to shop, bank and invest online. Most consumers use credit or debit cards to pay […]

Monday, January 31st, 2005

Survey finds levels of UK debt soaring

‘EXTREME debt is becoming a problem for more and more British people, who owe sums running into six figures, the country’s biggest debt management charity has warned.
In a survey of its 60,000 clients, the Consumer Credit Counselling Service (CCCS) found that more than 800 people had loans totalling £100,000 or more. One person was nearly […]

Monday, January 31st, 2005

Forgotten direct debits ‘costing billions’

‘FORGOTTEN direct debits and standing orders cost British consumers billions of pounds a year, a report has found.
New research has revealed that nearly one in five UK bank customers has “derelict debits” - costing them an average of £53 per month.
Almost half of all free-spending Britons admit they do not know who they are making […]

Sunday, January 23rd, 2005

Seven steps to financial fitness

‘If you’re like many Americans, slimming down, shaping up, or eliminating bad habits may top your New Year’s resolution list. But as many planners will tell you, the New Year is also a great opportunity to do things differently with your money. With that in mind, here are seven tips to increase the likelihood of […]

Monday, January 17th, 2005

Get rid of Bad Debt

‘Before you put aside that 2004 calendar or toss out those holiday cards, let’s not forget that the year is still technically “new” at least until you stop writing “04” on your checks.

The window has yet to close for last minute resolutions. Losing five pounds made its annual appearance on my list … again. Quitting […]

Sunday, January 16th, 2005

Bankrupt? You have plenty of company

‘The number of companies and people who have filed for bankruptcy relief in U.S. Bankruptcy Court in the Southern District of Ohio through October is mind-numbing - so large it’s nearly meaningless.
From January through October last year, the court had 35,900 bankruptcy filings - an awesome, terrible and near-record-setting number.
But at another level, those figures […]

Sunday, January 16th, 2005

Ouch! Watch those banking fees

‘Canadians are paying an average of $21.50 monthly or $258 a year in banking fees on their main chequing account, a new survey shows.

This, despite options that allow 13 per cent of customers to pay nothing, another 14 per cent to pay $6 monthly or less, and 58 per cent to pay between $6 and […]

Sunday, January 16th, 2005

Consumers deal with holiday debt hangover

‘As those holiday credit card bills roll in this month, many people have a deep sense of discomfort.
But credit experts say that instead of feeling overwhelmed by their bloated balances, consumers should use the occasion to get a handle once and for all on their credit card debt.
That could be a bit harder this year […]

Sunday, January 16th, 2005

Home prices still headed high in 2005

‘One good thing you can say about the pundits who keep predicting that the end is near for rising home prices: They’re consistent. They’ve been dead wrong year after year.
Despite their near-certainty that the market would cool in 2004, median U.S. home prices rose 9%, and a vast majority of cities saw a bigger increase […]

Sunday, January 16th, 2005

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