Get rid of Bad Debt

‘Before you put aside that 2004 calendar or toss out those holiday cards, let’s not forget that the year is still technically “new” at least until you stop writing “04” on your checks.

The window has yet to close for last minute resolutions. Losing five pounds made its annual appearance on my list … again. Quitting smoking debuted on my list and re-debuted, lasting a few years before making it into my history book.

If resolving to be a better investor and a stronger saver are on your list, this is the column for you. If these money smart resolves are not on your list, please read on and perhaps you will be convinced to add them.

One of the wisest things you can do to get on the road to being a healthy investor and saver is to eliminate bad debt in your life. There is such a thing as good debt. Your home mortgage, short-term affordable car loan or college loan are, for most people, necessities of life.’



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