The only thing better than hearing about someone’s great bargain is being able to get that same deal yourself. Awhile ago I asked several smart shoppers from across the country to share their real-life suggestions on how to save a bundle. Here’s part 1 of what they had to say:
Be flexible when you [...]
Decision Point has an interesting article on share trading mistakes, which provides a really good starting point for things to remember when investing in the stock market.
One of the points the writer puts forward is that despite the stock markets out-performing most other financial products over time, most casual investors do not invest for long [...]
(NPR) Host Jennifer Ludden looks at how the credit card industry markets to teenagers. Legally, banks may not issue credit cards to minors, but solicitations for cards often go out to kids under 18. It seems the card issuers are counting on parents to bail their kids out when they overcharge.
‘As young adults graduate into the real world weighed down by student loans and credit card debt, experts are increasingly concerned about the absence of financial education courses in high schools.
card companies have flooded college campuses, offering free T-shirts, no interest and spending power, and statistics celebrate their success.
Over the past decade, credit card debt [...]
Simplify my life is reviewing Degunking your Personal Finances which outlines a 12 step plan for doing so:
Get your financial life organized and set aside a place in your home to work on your finances.
Create a clear picture of your current financial situation.
Clean up your credit and debit cards.
Get your consumer debt under control by [...]
‘Over the past decade, the gold sector of the JSE Securities Exchange beat the rest of the market in only three of those years (measured over the calendar year). In 2001 and 2002, gold shares staged dramatic moves, with counters such as Gold Fields gaining over 300 percent.
However, in two years during the past decade [...]
‘HOW many of us fail to look beyond the headline figure when taking a new job? A lot it seems. I have been as guilty as the next person of grabbing the larger figure in my time. That, according to research from financial advice group Origen, could be down to my second X chromosome.
It says [...]
‘SOME 10,000 Scots could face severe debt problems in the next year, it was claimed yesterday, after new data revealed a near 30 per cent surge in personal bankruptcies.
The number of consumers north of the Border being sequestrated - the Scottish term for bankruptcy - soared to 908 in the first three months, up 26.1 [...]
‘NEW research from the Centre for Economics and Business Research predicts women are going to be wealthier than men 20 years from now.
Currently, women account for 48 per cent of the UK’s personal wealth and this is expected to rise to as much as 60 per cent by 2025, due to a combination of women [...]
‘THE government’s new scheme to allow those approaching retirement to defer their state pension and enjoy an enhanced higher pension at a later date or an attractive lump sum could come with a nasty sting in its tail, it has emerged.
One-third of the extra money will be clawed back from many retirees through lost pension [...]