Degunking your Personal Finances Review
Simplify my life is reviewing Degunking your Personal Finances which outlines a 12 step plan for doing so:
Get your financial life organized and set aside a place in your home to work on your finances.
Create a clear picture of your current financial situation.
Clean up your credit and debit cards.
Get your consumer debt under control by paying it down.
Fine-tune your home mortgage, and put measures in place to lower your household and other living expenses.
Put a program together to boost your savings and investments.
Clean up your credit report and improve your FICO credit score.
Fine-tune and optimize your budget and improve your spending habits for transportation, groceries and other activities.
Get your taxes, employee benefits, and insurance in better shape.
Find hidden money you didn’t know you had.
Put your computer to work to help you automate managing and tracking your finances.
Improve your financial security, avoid identity theft, and put a good backup recordkeeping system in place.
Recent Entries
- Record number of savers look to stash cash in tax-free Isas
- Savings targeted by 43%
- Personal finance advertising lagging behind consumer internet drive
- £1 a week earns 14 years of freedom
- Third of Scots have no more than £100 put away
- Debit accounts can help youngsters learn lessons about money
- £130,000 - the cost of life as a pensioner
- UK set for strong mortgage revival
- Brits break personal finance pledge
- Bankruptcies in Scotland soar by 50%, but worst is still to come