Consumer Credit Counseling Services: Should You Use Them?

About.com has a good post on Consumer Credit Counseling Services and whether You Should Use Them?

‘More and more people are turning to credit counselors to help them get out from under a mountain of debt. Some consumers are finding out the hard way, however, that not all credit counselors are created equal.

One so called “non-profit” counseling agency pockets your first month’s check, which you assume is being applied to your debts, and calls it a “charitable contribution.” Agencies like these may make you wary of seeking help from a consumer credit counseling agency, but if you know how to choose a reputable agency and you exercise a bit of caution, you can benefit from their services.’

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