About.com has a useful piece on The Net Worth Statement: Your Financial Snapshot

‘Do you really know where you stand financially? In order to get control of your finances and plan your financial future effectively, you need to first know where you stand today. How do you do that?

A Net Worth Statement is a snapshot of your current financial situation, and will give you important clues about where you should concentrate your financial planning efforts. Net Worth Statements are also useful for other purposes, such as when applying for a mortgage, credit card, car loan, or college financial aid for your kids….’

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