‘You wouldn’t agree to an insurance policy, say, without looking over all the paperwork in advance. Or buy a house. Or a car.
It seems only natural that contracts would be available for perusal by all interested parties before any business deal is consummated. Except, that is, where the credit card industry is concerned.
I discovered this […]
‘Bank Leumi is about to launch a credit card that observes the Sabbath.
The new project, devised jointly by LeumiCard and a group of concerned individuals from the ultra-Orthodox sector, will be unveiled in the next few weeks.
The new card will not useable on the Sabbath, and will only be honored in businesses that themselves are […]
‘Beginning today, consumers in Western states are entitled to a free credit report from each of the three major credit bureaus.
But there’s a catch. The only truly free report comes from a government Web site. Most of the commercial sites that distribute “free” credit reports require a credit card — and then will charge a […]
‘If you’ve become much more dependent on your debit card over the past decade, you’re not alone.
These cards have become increasingly popular and today account for $600 billion in transactions, or one of every three retail transactions, according to CardWeb.com, a group that tracks credit card activity.
Debit cards bear the Visa or MasterCard logo and […]
Spend too much on your Credit Card this Christmas? Need some tips on how to get the interest rate lowered? News4Colorado have these 5 simple tips for lowering interest rates on Credit Cards.
‘1. Ask. And if you don’t get anywhere, ask to speak to a supervisor.
2, Follow this script: “I am a good customer, but […]
‘One late payment on your credit card can pack a pretty hard punch. Not only with fees and rate hikes on the card in question, but also with penalties on your other credit cards.
Almost half of all credit cards have so-called universal default penalties, which allow the credit-card company to increase your interest rate if […]
‘Unbeknownst to you, while you innocently trot your respectable credit score around to lenders as you shop for a mortgage or car loan, your credit card companies may be mucking things up. Here’s what’s going on: A study by the Federal Reserve Board has found that some credit card companies are failing to report your […]
‘With lots of holiday shopping coming up, do have questions about the fine print on your credit card bills?Andrea Lepoint uses her credit card to pay for the necessitiesof life, b ut the middle-class working mother struggles to make theminimum payments every month.
Andrea Lepoint: “My husband and I tried to pay off all those bills […]
‘Newscenter 11’s Seth Linden has the story from Washington:
If you’re like many people you’re starting to get that holiday feeling. But don’t let your feelings take you too far when it comes to holiday shopping. Otherwise, you could find yourself owing lots of money. That’s why, consumer advocates say, you have to plan ahead.
“Decide how […]
‘Take an honest look at how you are spending your money. No matter how you are using your credit cards, be it on extravagances or on groceries, you are using credit to exceed your income. If you want to pay off your debt and stay free of credit card debt, you will have to learn […]