Archive for the 'Insurance' Category

Ten Ways To Cut Your Homeowner’s Insurance Premiums

About.com has a useful post on Ten Ways To Cut Your Homeowner’s Insurance Premiums

‘Consider buying your homeowner’s and auto insurance policies from a company that offers both. Some companies offer discounts of 5 to 15% if you buy both types of coverage from them. Check around and make sure the price is lower than buying […]

Monday, October 17th, 2005

How you could pay hidden cost of ‘budget’ home insurance

‘ALARM bells should be ringing over so-called “budget” home contents policies. A staggering 45 per cent of contents claims paid by “high net worth” insurers last year would not have been covered by standard insurance companies.
Ordinary home policies hide away an averaging clause. If a claim is made and your contents exceeds the sum insured, […]

Saturday, March 19th, 2005

Don’t blow your cover and be left penniless

‘NAVIGATING the ever-changing world of insurance can be tricky, and many people are unable to provide for themselves or their families when they become disabled or die.
Recent changes in the insurance industry may force some to urgently reconsider their lack of insurance. For the first time in 15 years, life cover premiums have risen, and […]

Sunday, February 6th, 2005

Ten Ways To Cut the Cost of Your Homeowner’s Insurance

PFBlog (personal finance blog) has these good tips for cutting the cost of your homeowners insurance:

‘1. Raise Your Homeowner’s Insurance Deductible
2. Combine Your Homeowner’s Insurance and Auto Insurance Policies
3. Ask About Other Homeowner’s Insurance Discounts
4. Don’t Buy Homeowners’s Insurance Coverage You Don’t Need
5. Make Your Home a Better Insurance Risk
6. Know What Your Homeowner’s Insurance […]

Monday, December 6th, 2004

Apparent insurance scandal costs us all

‘Here we go again: another corporate conflict-of-interest scandal that, if it’s as big as prosecutors say, is costing all of us.
This time, New York Attorney General Eliot Spitzer is prying open the insurance industry, just as he did with successful investigations of Wall Street analysts and mutual fund companies.
Last Thursday, he sued the country’s biggest […]

Friday, November 12th, 2004

Points to consider before buying long-term care insurance

‘Q: When I retired two years ago at age 55, I purchased long-term care insurance for my wife and myself. I thought I had researched the subject thoroughly, and I was fully aware that the premium was not guaranteed. I’ve now read that most retirees with less that $250,000 in savings should not purchase long-term […]

Monday, October 25th, 2004

Personal Finance Insurance Gets ‘Hard Look’

‘Here we go again: another corporate conflict-of-interest scandal that, if it’s as big as prosecutors say, is costing all of us.
This time, New York Attorney General Eliot Spitzer is prying open the insurance industry, just as he did with successful investigations of Wall Street analysts and mutual-fund companies.
On Thursday, he sued the country’s biggest insurance-brokerage […]

Sunday, October 17th, 2004

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