‘THE number of people looking to save income in a tax-free bolthole is expected to reach record levels this year, city-based bank Intelligent Finance said.
It predicts that almost 13 million people will look to stash cash in an individual savings account (Isa), with the bulk looking to invest in a mini cash Isa.
According to IF, […]
‘CONSUMERS have been faster to go online to buy personal finance products than the companies selling them have been to promote them over the internet, research today claimed.
Some 85 per cent of consumers research financial products such as mortgages, credit cards and loans online, with around 55 per cent going on to buy a product […]
‘Here’s how it works. Parents open an account with Mesa-based Allow Card of America and can put money on the card through their own credit cards or checking accounts for a nominal fee. They can monitor their child’s spending via a password protected Web site. The charges are displayed as they would be in an […]
‘A significant number of Brits have already given up on trying to fulfil their resolutions for the new year, according to new research, with many financial pledges forgotten.
Despite starting 2006 with promises of sorting out their personal finances and taking a more organised approach to money management, it seems that many people are happy to […]
‘PERSONAL bankruptcies in Scotland hit a record high last year, new figures showed yesterday, and insolvency experts warned the worst could be yet to come.
The number of Scots sequestrated - the Scottish legal term for bankruptcy - surged more than 50 per cent during 2005, but tens of thousands more could be struggling under a […]
‘Q - I am job hunting and want to find a company that provides a good traditional pension. How can I locate one?
A - My first thought was to list some companies. But the more I considered it, the more I came to think that trying to hook up with an old-fashioned pension just doesn’t […]
‘Almost half of U.S. consumers say retirement planning is harder than raising a child, a survey found.
The ING Financial Planning and Investing Study, conducted by Roper GfK, surveyed 1,000 Americans and concluded that consumers want financial services firms to be easier to deal with.
Seventy percent said they would switch to a financial services firm with […]
‘Australians continue to be cautious about borrowing, with the value of personal finance falling 1.6% in seasonally adjusted terms in November to A$5.68 billion, official figures published Thursday show.
The decline in personal finance comprised a 0.3% fall in revolving credit and a 3.3% fall in fixed lending, the ABS said in a statement posted on […]
‘Question:I know it’s important to keep my investment portfolio in balance, but how often should I do it?
Answer: Most experts agree that the single biggest factor in long-term investment performance is the way the portfolio is balanced between stocks, bonds and cash.
A typical portfolio might have 60 percent of its assets in stocks or stock-holding […]
‘PRIVATE client stockbroker Christows has launched an inheritance tax (IHT) portfolio service and an Enterprise Investment Scheme (EIS) service. The former aims to provide the potential for IHT savings for investors without the need to gift assets or use trusts, while the latter offers the ability to defer unlimited capital gains.’
Read more at Portfolios to […]