Archive for the 'Personal Finance - General' Category

Online buyers may miss out on key protection, warns specialist

‘CONSUMERS who buy their protection policies online could find themselves with no cover and no comeback, according to a new report.
The report, issued by life insurance specialist LifeSearch, raised the issue after recent figures revealed consumers do not fully understand exactly what they are buying when they opt to purchase policies online.
Linda Tyson, policy adviser […]

Wednesday, December 21st, 2005

Bonds lead way as retail investment fund sales surge

‘A RECOVERY in investment fund sales among retail investors is continuing, with a near 80-per cent surge last month.
Net retail sales were £610 million last month - slightly down on figures for the previous three months but still up 77 per cent on the £345m recorded in October 2004.
Investors were still favouring bonds, with £279m […]

Tuesday, November 29th, 2005

The unimportance of money

‘Some financial planners are beginning to focus more on helping clients achieve their goals, which often involves more than just amassing piles of money.
Financial planners, who persuaded Americans that they would need more than $1 million to retire and at least $200,000 to send each kid to college, now are telling the world that there’s […]

Monday, November 28th, 2005

Saving Money on a Small Income

Money Central has a useful article with 19 suggestions on how to Save big on a tiny income - here’s the first few:

‘1. Stash a dollar in a jar every time you do the laundry, says blogger LBL.
2. Save all your $5 bills in a coffee can. (My husband and I do this so […]

Tuesday, October 18th, 2005

Scammers Dupe Online Daters for Millions Of Dollars

‘The most popular complaint among women about online dating sites — that men turn out to be nothing like their profiles, and only jerk women around — is also true the other way around.
Not just in matters of love, but of wallets, too. Slightly less than 1 of every 10 profiles on popular dating sites […]

Monday, October 17th, 2005

The Net Worth Statement: Your Financial Snapshot

About.com has a useful piece on The Net Worth Statement: Your Financial Snapshot

‘Do you really know where you stand financially? In order to get control of your finances and plan your financial future effectively, you need to first know where you stand today. How do you do that?
A Net Worth Statement is a snapshot of […]

Monday, September 26th, 2005

A Student’s Guide to Personal Finance

‘So you’ve chosen the bank. You’ve done what’s necessary to avoid institutions that will hit you with excessive service fees. Unfortunately for already busy students, bank selection is only the first step in staying in control of an account. The game of checking has become increasingly difficult, especially with a bank’s ability to tack on […]

Friday, September 23rd, 2005

How to Save Money

Budgeting Babe has a great lit of 20 New Ways to Save - here’s three…

‘Don’t even think about it. Direct deposit is a saver’s best friend because the money is whisked away into your IRA, 401(k) or money market account — and you don’t have to do a thing. Except drop by your payroll department […]

Sunday, September 18th, 2005

Millions wasted on ‘poor value’ direct debits

‘BRITONS are wasting millions of pounds a year on direct debits and subscriptions they wish they had never set up, research showed today.
The use of direct debit has soared fourfold in the past ten years and three-quarters of people in the UK now use the facility.’

Read more at Millions wasted on ‘poor value’ direct debits

Monday, September 5th, 2005

Spreadsheet Budgeting

Hello Dollar has a good tip post on Spreadsheet Budgeting which could be very helpful for anyone wanting to get their budgeting system under control without getting too complicated.

Tuesday, August 30th, 2005

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